Cashier's Checks & Money Orders

Using an express courier is a great option to fund or withdraw from your 5Dimes account!

How to deposit funds to your 5Dimes account using via Money Orders

First use Live Help, e-mail or call us for express courier deposit information.  5Dimes accepts money orders from a number of popular merchants.  The minimum amount accepted is $100.  The minimum amount that must be deposited to have the courier fees covered is $1000.  NO CASH OR PERSONAL CHECKS ARE ACCEPTED, currently only Money Orders are taken as a funding method.

Remember that we will need your air bill tracking number to process your deposit.  You must use an international air bill.  Deposits are processed immediately upon receipt.
How to withdraw funds from your 5Dimes account by Checks or Money Orders

Login to the 5Dimes system, go to the Cashier page and select "All Other Methods" from the drop down menu.  Once there, click on the 3rd green icon with the dollar and arrow sign and it will take you to the Payouts section.  Once there, click on the Check icon and fill in the information required in the following page.

A certified check will be sent within 24-48 hours after your request has been submitted if entered before 1:00 PM ET Monday through Thursday.  This payment option is available to US and Canadian customers ONLY.  The minimum withdrawal amount that can be sent via certified check is $1000 and maximum $3000.  You can request a maximum of one check every 7 days.  Please check with Customer Support for the availability of this method in your area.

For first time payouts, US customers may request a check in the amount of $1000 up to $2450.  Please note, we are unable to send first time check payouts to the states of Hawaii, Alaska, Washington State and Maryland.

US customers receive checks sent using express delivery in approximately 10 business days after the date the redemption is processed.  In order to have a smooth cashing process, deposit your check through bank machine tellers as soon as it is received.

Cashier checks and money orders must be deposited through a bank machine teller as soon as received or within 2 weeks of receiving your payment.  5Dimes cannot be held liable for cashing difficulties when more than 2 weeks have passed from the issuing date of the money orders or checks, and monies will not be refunded.

Internal policies of some bank accounts in which checks are deposited could cause delays in the clearing process.  This varies account to account and bank to bank.  5Dimes Group will not be held responsible for cashing delays/complications imposed by your bank.

Money Order payouts are available exclusively to customers who use only Money Orders as a deposit method.  If you exclusively use Money Orders to deposit into your 5Dimes account, you can now request a Money Order payout for up to $9500.
Fees associated with FedEx

Deposits via courier express are always free of charge and are processed immediately upon receipt.

Withdrawal: Checks sent via FedEx have an escalated fee:

$40 for $1000
$60 for $1001 up to $2000
$80 for $2001 up to $3000
$120 for $3001 up to $5000
$150 for $5001 up to $7500

Money Order payouts have an $80 flat fee.  If your account has been funded via Money Orders only and no payments have been processed during the past 30 days, you may apply to have your payout fee completely waived on Mondays during the free payout period if eligible.

Be aware that FedEx packages take 7 business days to arrive after the date the redemption is processed.  Early inquires opened with the processor incur in a $10 fee.

Returned packages due to delivery impossibilities caused by incorrect or incomplete address information or inability to locate the recipient will incur in a $50 fee and will permanently ban your account from this payout method.

Stop payments cannot be performed by the merchant.  In order to receive a refund of a check payout, the original check must be sent via express courier to the 5Dimes Group headquarters.  Credits will not be issued until the check is in our possession.  Express courier charges or any other fees incurred will not be covered.  Contact Customer Service via Live Help to have the mailing instructions sent to you.

If forced to request a stop payment to the processor, the account will be charged a $250 fee and the credit will not be posted in your account until confirmed as completed by the merchant.  Either case will permanently ban your account from processing check payouts.

Remember, money order redemption requests processed on Mondays between 9:00AM and 1:00PM ET may qualify to be sent free of charge if no payouts have been processed in your account during the past 30 days.  Check redemption request up to $3000 may qualify to be sent completely free of charge.  Checks for higher amounts will have an $80 discount applied if eligible.  If you have received a withdrawal from 5Dimes in the past 30 days you are NOT eligible for a free withdrawal.  You are allowed ONE free withdrawal every 30 days only.  If you wish to wait 30 days and until a Monday to have your redemption processed for free, you must contact Customer Service at the time of your request via Live Help.  You may also call 1-800-430-5896.  Any payout request that does not qualify to be sent for free/discounted will be processed having the corresponding fees applied without exceptions.

For more information visit our Check FAQ or contact 5Dimes Customer Service Live Help.